Search results for: Buying
Thursday, 19 August 2010
Paying Down Your Mortgage Is Good?
Have a low interest rate on your mortgage? Make sure you crunch the numbers before you pay down the principal.
Would the money used to pay down the mortgage make more than 3.25% (the effective rate of interest on a 5% mortgage after tax savings on interest and deductions) elsewhere? With interest rates going up as the Fed stops buying mortgage-backed bonds and we turn from the financial c...
Posted by Ruth Chausse at 9:09 AM in Category:
Mortgage & FinanceLink directly to this article.
Thursday, 12 August 2010
Market Update August 2010
With the summer moving on, we are moving into the busier season for Real Estate. Visitors that are considering buying are now winding down their vacations and focusing more on Real Estate. This is why we have seen more showings and offers in the past two weeks than in all of July. This has been a typical pattern for many years now.
Sellers are lowering prices in an effort attract those bu...
Posted by Ruth Chausse at 8:32 AM in Category:
Market ConditionsLink directly to this article.
Tuesday, 22 June 2010
2010 a refreshing change
So this is my blog. A humble start to what I hope will be a place for some good, informative real estate discussions. Please feel free to leave a comment, be it questions, corrections, suggestions or crystal ball readings!
Thanks so much for checking it out.
2010 is turning out to be so much better than 2009, not that things are back to where we were in 2006 but at least pe...
Posted by Ruth Chausse at 6:03 PM in Category:
Market ConditionsLink directly to this article.
Saturday, 23 January 2010
Super Sunday
Not just football. Sunday January 24th is the first Super Sunday Open House of 2010. 18 homes open in all price ranges from Fortuna to McKinleyville. If you are planning on buying this is the time to act. Look for more Super Sundays every month with more homes. ...
Posted by Ruth Chausse at 9:34 PM in Category:
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Monday, 18 January 2010
All You Need To Know About Home Insurance
While buying a home, you are always advised to get a home insurance. But do you know what a home insurance is and what are its benefits?
The type of property insurance that covers private homes is called home insurance. This home insurance policy protects the home and the homeowners from the loss that can occur due to damage to the home and its contents. Also, the liabilities for public a...
Posted by Ruth Chausse at 10:28 AM in Category:
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Thursday, 14 January 2010
Never Sell Your House To A Lender!!
A depression in the economy can cause many home owners to throw up their arms and sell their homes in order to get rid of financial difficulties. But does that mean they can give away their property to a lender only because they cannot afford it anymore! Also those in financial crisis cannot treat their homes as easy to dispose consumer goods. I agree that a real estate investment can also be term...
Posted by Ruth Chausse at 6:45 AM in Category:
Mortgage & FinanceLink directly to this article.
Wednesday, 13 January 2010
Predict the Future While Buying a Home
Whether you are a seller or a buyer in the real estate transactions, you must always thing in the long term of the real estate market. There are several factors that can influence tomorrow’s market and you must be prepared for both ups and downs. To sell your home for a profitable price, you must ensure that your house in good condition. This is because, buyers usually look for homes in to which t...
Posted by Ruth Chausse at 4:57 AM in Category:
Buying PropertyLink directly to this article.
Friday, 1 January 2010
Issues in Real Estate Videos on Property For Sale
Wish You All A Very Happy New Year 2010!!
Online real estate marketing gets more effective this year by including real estate videos on websites. Real estate videos provide access to all property for sale on the online listings. These videos provide buyers a very powerful buying solution that can be accessed from anywhere on the internet. With innovative technology tools, real estate vide...
Posted by Ruth Chausse at 5:55 AM in Category:
Buying PropertyLink directly to this article.
Thursday, 31 December 2009
Everything That You Will Want to Know About the Sacramento Community!!
Have you just bought your dream home from the Sacramento new homes for sale? Are you willing to relocate to Sacramento, but are unaware of the community where you will be moving into? Well, you should have had found out about the community before you purchased the home! Since you have not done that, do not worry. We will help you know your community better! After reading through this article, you ...
Posted by Ruth Chausse at 6:30 AM in Category:
Free Information & ToolsLink directly to this article.
Tuesday, 29 December 2009
Know Your Requirements before You Buy the Yuba City Homes for Sale
Home to the world’s largest dried fruit processing plant and the Sunsweet Grower’s Inc, Yuba City is the county that was born during the days of the Great Californian Gold Rush. With several wineries, Yuba City is now home to 165,000 residents. The Yuba City homes for sale are not difficult to locate. With the current boom in the real estate market, there are plenty of homes for sale. The homes he...
Posted by Ruth Chausse at 5:09 AM in Category:
Buying PropertyLink directly to this article.
Friday, 18 December 2009
Videos to Market Your Real Estate
The improvement in technology has got the world shopping online. People are now looking for homes and buying homes on the internet. A real estate agent’s website plays an important role in online real estate marketing. To be on the top of search engine listings, agents make use of SEO techniques for their websites. But ranking on top is not sufficient to keep clients on your site. Your site has to...
Posted by Ruth Chausse at 6:00 AM in Category:
Market ConditionsLink directly to this article.
Tuesday, 15 December 2009
Real Estate – A Budget Priced Venture
The real estate market in Sac Town is always booming with activity. With the availability of various home loans from the government and private mortgage lenders, buying a home in Sac Town has been made easy. But real estate has its speculations. If you do not repay your loan on time, your home is likely to be foreclosed. Foreclosed homes are budget priced homes. The foreclosed homes for sale in Sa...
Posted by Ruth Chausse at 5:29 AM in Category:
Careers in Real EstateLink directly to this article.
Tuesday, 8 December 2009
The Foreclosure Story
It is everyone’s dream in Sacramento to own a home. As home loans are made easily affordable, almost every family has a home of their own. Home loans with low mortgage rates are provided by the government for low income and bad credit people. These loans have interest rates as less as three percent. Consolidation of loans by the government has made repayment much easier. In spite of all these, for...
Posted by Ruth Chausse at 8:01 AM in Category:
Mortgage & FinanceLink directly to this article.
Thursday, 3 December 2009
Sacramento Community Real Estate
The golden city of Sacramento, California, is has a vibrant past. The recent government program, 2-1-1 Sacramento, provides the citizens with information about all the government services available to them. 2-1-1 Sacramento addresses various community services including housing, education, medicine, employment, finance, schools, children and women health and food programs and many more.
T...
Posted by Ruth Chausse at 6:56 AM in Category:
Free Information & ToolsLink directly to this article.
Sacramento Community Real Estate
The golden city of Sacramento, California, is has a vibrant past. The recent government program, 2-1-1 Sacramento, provides the citizens with information about all the government services available to them. 2-1-1 Sacramento addresses various community services including housing, education, medicine, employment, finance, schools, children and women health and food programs and many more.
T...
Posted by Ruth Chausse at 6:34 AM in Category:
Careers in Real EstateLink directly to this article.
Tuesday, 1 December 2009
Sacramento Community Information
The Sacramento Community Services Planning Council founded the 2-1-1 Sacramento service. This service is free of cost and is available to the residents all days of the week, round the clock! Special services are provided to the disabled. A special feature of this service is that assistance is rendered in many languages. This program is the combined initiative of the Sacramento Commissions for hous...
Posted by Ruth Chausse at 6:01 AM in Category:
Free Information & ToolsLink directly to this article.
Friday, 27 November 2009
Recession Proof Career
The recent economic conditions had unemployment rates higher than what they had been in more than a quarter of a century. Ironically the housing sector had created incredible opportunities as the interest rates in buying and selling were on the rise. During such times the country saw a gradual rise in the demand for real estate agents.
To become a real estate agent you can be educated in ...
Posted by Ruth Chausse at 12:40 AM in Category:
Careers in Real EstateLink directly to this article.
Thursday, 5 November 2009
New First Time Home Buyer Tax Credit Bill
Let’s all hope this bill passes. It will continue to spur the economic and real estate recovery.
WASHINGTON — Buying a home is about to get cheaper for a whole new crop of homebuyers — $6,500 cheaper.
First-time homebuyers have been getting tax credits of up to $8,000 since January as part of the economic stimulus package. But with that program scheduled to expire at the end of ...
Posted by Ruth Chausse at 9:15 AM in Category:
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Wednesday, 21 October 2009
Real Estate - A Great Long Term Investment
Real Estate - A Great Long Term Investment
GreatWest GMAC Real Estate professionals know real estate is a good long-term investment. Although home values have stalled or experienced decline in recent years, longer snapshots in time have proved real estate to be a fantastic investment.
Let’s consider one scenario provided by a real estate professional. If someone were fortunate e...
Posted by Ruth Chausse at 8:59 PM in Category:
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Friday, 4 September 2009
Sacramento-area man called the housing crash
Hats are off today to Sacramento’s Michael Choe, 43, a supervising engineer with the state Department of Toxic Substances Control. This week he earned his second appearance in Time magazine since 2005 – for making good calls in this crazed real estate market.
Choe sold high in 2004.
He rented for four years.
He bought low in 2008.
As the housing crash con...
Posted by Ruth Chausse at 8:01 PM in Category:
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Wednesday, 19 August 2009
Small home makes big splash in Sacramento development
Home Front: Small home makes big splash in Sacramento development
By Jim Wasserman
jwasserman@sacbee.com
http://www.sacbee.com/business/story/2108425.html?storylink=pd
The K. Hovnanian-built house in Natomas has a standard-size bedroom and a surprisingly large great room that combines a kitchen and living room. But that’s about it for 817 square feet – likely...
Posted by Ruth Chausse at 9:38 PM in Category:
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Friday, 14 August 2009
Suburban Sacramento land rush? Big homebuilders buy up 'finished' lots
Suburban Sacramento land rush? Big homebuilders buy up ’finished’ lots
By Jim Wasserman
jwasserman@sacbee.com
http://www.sacbee.com/topstories/story/2108559.html
Sacramento’s new-home sales are still down and out, but some capital-area builders are betting money that the region’s suburbs will soon resume their growth boom.
...
Posted by Ruth Chausse at 4:27 PM in Category:
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Monday, 6 July 2009
Repo business soars as Sacramento area home sales slump
Repo business soars as Sacramento area home sales slump
By Jim Wasserman
jwasserman@sacbee.com
http://www.sacbee.com/topstories/story/2002300.html
At the beginning, Alejandro Maybuena lost the Sacramento house he bought in April 2005 for $350,000. At the end, in early 2009, Kim Gish bought it for $109,000.
Stories like this have happened more than 40,000 ...
Posted by Ruth Chausse at 5:08 PM in Category:
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Wednesday, 24 June 2009
"We're in a slow, but definite recovery mode"
"We’re in a slow, but definite recovery mode"
http://www.sacbee.com/static/weblogs/real_estate/archives/2009/06/were-in-a-slow.html?mi_atom=Home%20Front
So says Alexis McGee, president of Fair Oaks-based Foreclosures.com, which tracks the nation’s foreclosure markets for real estate investors. Here’s McGee’s new national roundup:
...
Posted by Ruth Chausse at 6:49 PM in Category:
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Wednesday, 3 June 2009
Waiting game on low mortgage rates backfires
Waiting game on low mortgage rates backfires
By Mark Glover
mglover@sacbee.com
http://www.sacbee.com/business/story/1903523.html
Sacramento-area homeowners and prospective first-time homebuyers might be wondering: Did we miss the boat on mortgage rates?
The short answer from experts is: Probably, but rates are still very attractive.
For ...
Posted by Ruth Chausse at 5:54 PM in Category:
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Sunday, 17 May 2009
Navigating These Economic Times
The other morning a GreatWest GMAC Real Estate professional was brainstorming with another Realtor. Both agreed that in addition to helping buyers purchase property, and sellers to sell their homes, they had voluntarily taken up the shield, for helping past clients, friends and family, to stay in their economically challenged homes during these difficult times.
Currently, they were avera...
Posted by Ruth Chausse at 7:30 AM in Category:
Mortgage & FinanceLink directly to this article.
Monday, 11 May 2009
The Case for Buying a Home Right Now!
The Case for Buying a Home Right Now
Low interest rates and very flexible prices make this a good time to be a buyer.
By BRETT ARENDS - WALL STREET JOURNAL
Talk about capitulation! Judging from my mailbag following last week’s coverage of the Case-Shiller housing numbers, almost nobody has a good word to say about the real estate market any more.
I’m an insti...
Posted by Ruth Chausse at 2:28 PM in Category:
Buying PropertyLink directly to this article.
Sunday, 3 May 2009
First Time Buyer Mistakes
GreatWest GMAC Real Estate professionals continue to be cognizant of mistakes that first time buyers can make. If you are getting ready to purchase a home, here are some of those pitfalls you should avoid:
(1) They don’t ask enough questions of their lender and miss out on the best deal. It is vitally important to be actively working with a professional lender, who has well educa...
Posted by Ruth Chausse at 11:17 AM in Category:
Buying PropertyLink directly to this article.
Friday, 24 April 2009
After the Fall
Goodbye, McMansions
Book review: ’After the Fall’
By Patrick S. Duffy, Friday, April 24, 2009.
Inman News
http://www.inman.com/news/2009/04/24/goodbye-mcmansions?page=0%2C0
Cover image courtesy John Wiley & Sons, Inc.Book review
Title: "After the Fall: Opportunities and Strategies for Real Estate Investing in the Coming Decade"
Author: Steve ...
Posted by Ruth Chausse at 4:35 PM in Category:
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Monday, 20 April 2009
Bold business owners get in position early for economic upswing
Bold business owners get in position early for economic upswing
ShareThisBy Dale Kasler
dkasler@sacbee.com
Published: Sunday, Apr. 19, 2009 - 12:00 am | Page 13A
http://www.sacbee.com/business/story/1791340.html
From retailing to real estate and beyond, some businesses are starting to gear up for the next economic growth cycle.
In the face of an epic ...
Posted by Ruth Chausse at 6:47 PM in Category:
NewsLink directly to this article.
Bold business owners get in position early for economic upswing
Bold business owners get in position early for economic upswing
ShareThisBy Dale Kasler
dkasler@sacbee.com
Published: Sunday, Apr. 19, 2009 - 12:00 am | Page 13A
http://www.sacbee.com/business/story/1791340.html
From retailing to real estate and beyond, some businesses are starting to gear up for the next economic growth cycle.
In the face of an epic ...
Posted by Ruth Chausse at 3:19 PM in Category:
Buying PropertyLink directly to this article.
Saturday, 11 April 2009
Snag a great deal on a short sale
Snag a great deal on a short sale
Short sales - where a lender agrees to take less than it’s owed on a mortgage - are rising sharply. Here’s how you can profit.
Source: CNNmoney.com
(Money Magazine) -- When Brian Gavitt, a physician, and his wife Gayleen, a stay-at-home mom, started to eye homes in Sacramento last winter, they knew they were looking in the ha...
Posted by Ruth Chausse at 8:23 AM in Category:
Buying PropertyLink directly to this article.
Friday, 10 April 2009
Fewer empty new homes means supply, demand in balance
Home Front: Fewer empty new homes means supply, demand in balance
ShareThisBy Jim Wasserman
jwasserman@sacbee.com
Published: Friday, Apr. 10, 2009 - 12:00 am | Page 1B
The first quarterly report on new-home sales in the Sacramento area during 2009 is in – and there’s one good sign amid a new low of 699 sales in January, February and March.
Excess supply ...
Posted by Ruth Chausse at 4:38 PM in Category:
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Wednesday, 8 April 2009
don't expect Bay Area Buyer's anytime soon
Home Front: Don’t expect those Bay Area shoppers anytime soon
ShareThisBy Jim Wasserman
jwasserman@sacbee.com
Published: Friday, Apr. 3, 2009 - 12:00 am | Page 1B
In area conversations about real estate it’s often an act of faith that a widening gap between Sacramento and Bay Area home prices might soon spark a new migration east to buy houses cheap and put an end to...
Posted by Ruth Chausse at 11:04 AM in Category:
Market ConditionsLink directly to this article.
Tuesday, 7 April 2009
Home Front: Don't expect those Bay Area shoppers anytime soon
Home Front: Don’t expect those Bay Area shoppers anytime soon
By Jim Wasserman
jwasserman@sacbee.com
Published: Friday, Apr. 3, 2009 - 12:00 am | Page 1B
In area conversations about real estate it’s often an act of faith that a widening gap between Sacramento and Bay Area home prices might soon spark a new migration east to buy houses cheap and put an end t...
Posted by Ruth Chausse at 7:25 PM in Category:
NewsLink directly to this article.
Thursday, 2 April 2009
Why Use a REALTOR
Many consumers consider selling their home directly but eventually turn to REALTORS®. Smart home sellers realize they need the expertise in pricing their home, making connections with REALTORS® working with buyers, arranging and staffing open houses, and coordinating with other professionals in the sales process.
Only about half of all real estate agents are REALTORS® -- the top half, in ...
Posted by Ruth Chausse at 7:49 PM in Category:
Selling PropertyLink directly to this article.
Why Use a REALTOR
Many consumers consider selling their home directly but eventually turn to REALTORS®. Smart home sellers realize they need the expertise in pricing their home, making connections with REALTORS® working with buyers, arranging and staffing open houses, and coordinating with other professionals in the sales process.
Only about half of all real estate agents are REALTORS® -- the top half, in ...
Posted by Ruth Chausse at 7:47 PM in Category:
Buying PropertyLink directly to this article.
Why Use a REALTOR
Many consumers consider selling their home directly but eventually turn to REALTORS®. Smart home sellers realize they need the expertise in pricing their home, making connections with REALTORS® working with buyers, arranging and staffing open houses, and coordinating with other professionals in the sales process.
Only about half of all real estate agents are REALTORS® -- the top half, in ...
Posted by Ruth Chausse at 10:50 AM in Category:
Buying PropertyLink directly to this article.
Why Use a REALTOR
Many consumers consider selling their home directly but eventually turn to REALTORS®. Smart home sellers realize they need the expertise in pricing their home, making connections with REALTORS® working with buyers, arranging and staffing open houses, and coordinating with other professionals in the sales process.
Only about half of all real estate agents are REALTORS® -- the top half, in ...
Posted by Ruth Chausse at 10:48 AM in Category:
Market ConditionsLink directly to this article.
Why Use a REALTOR
Many consumers consider selling their home directly but eventually turn to REALTORS®. Smart home sellers realize they need the expertise in pricing their home, making connections with REALTORS® working with buyers, arranging and staffing open houses, and coordinating with other professionals in the sales process.
Only about half of all real estate agents are REALTORS® -- the top half, in ...
Posted by Ruth Chausse at 9:16 AM in Category:
Market ConditionsLink directly to this article.
Monday, 9 March 2009
Living Green
Can you remember when buying a green house was meant for the purpose of housing a few special or beloved plants?
However, increasingly the reason for buying a "green" house is understood to mean acquiring an energy efficient home for our families. The terms, "special" or "beloved" now describe the saved green in our wallets, because of living greener and energy efficient, while we are h...
Posted by Ruth Chausse at 5:20 PM in Category:
Free Information & ToolsLink directly to this article.
Sunday, 22 February 2009
Understanding Points
Often home buyers who are obtaining a mortgage for a newly purchased home, will ask their GreatWest GMAC Real Estate Professional, “What are points?”
The answer - Each point or discount point, as real estate professionals and mortgage lenders often refer to them, are equal to 1% of the loan amount. For example, on a $100,000 loan, one discount point equals $1,000. And ½ discount point ...
Posted by Ruth Chausse at 9:29 AM in Category:
Buying PropertyLink directly to this article.
Tuesday, 3 February 2009
Renting vs Home Ownership
Are you a Renter wondering about the benefit that can come from Home Ownership? Here’s some things to consider:
(1) Tax breaks. The U.S. Tax Code lets you deduct the interest you pay on your mortgage, property taxes you pay, and some of the costs involved in buying your home.
(2) Gains. Between 1998 and 2002, national home prices increased at an average of 5.4 percent ann...
Posted by Ruth Chausse at 7:51 PM in Category:
Buying PropertyLink directly to this article.
Wednesday, 7 January 2009
It happened again this week
It happened again this week. A GreatWest GMAC Professional received a call from an old friend, to say she and her husband were having difficulties with their mortgage(s), and were a little upside down on their home. They didn’t quite know what to do about it.
Real Estate Agents have increasingly seen this scenario - Homeowners who are in deep trouble because they either are in hom...
Posted by Ruth Chausse at 6:49 PM in Category:
Mortgage & FinanceLink directly to this article.
Monday, 5 January 2009
Good Reasons to Own Your Own Home
1. Tax breaks. The U.S. Tax Code lets you deduct the interest you pay on your mortgage, property taxes you pay, and some of the costs involved in buying your home.
2. Gains. Between 1998 and 2002, national home prices increased at an average of 5.4 percent annually. And while there’s no guarantee of appreciation, a 2001 study by the NATIONAL ASSOCIATION OF REALTORS" found that a typical h...
Posted by Ruth Chausse at 5:14 PM in Category:
Buying PropertyLink directly to this article.
Friday, 24 October 2008
The Cyclic World of Housing
The other day, someone asked a real estate professional if they felt sorry about putting people into homes they couldn’t afford.
After being a little dumbfounded for a moment, the agent explained they didn’t think they had placed any buyers in homes, which fit that category. Many of their clients had been professional people, who had purchased nice homes with fairly traditi...
Posted by Ruth Chausse at 7:01 PM in Category:
Market ConditionsLink directly to this article.
Sunday, 28 September 2008
Houses are Receiving Multiple Offers
We’ve certainly had more than our fair share of bad news in the housing marketplace in recent months, but there may be reason for a glimmer of hope, and a new dawn breaking at last on the horizon.
More and more GreatWest GMAC Real Estate Professionals are reporting offers being written, and more buying activity than seen in awhile.
The entry-level housing arena seems to be ...
Posted by Ruth Chausse at 11:15 AM in Category:
Buying PropertyLink directly to this article.
Houses are Receiving Multiple Offers
We’ve certainly had more than our fair share of bad news in the housing marketplace in recent months, but there may be reason for a glimmer of hope, and a new dawn breaking at last on the horizon.
More and more GreatWest GMAC Real Estate Professionals are reporting offers being written, and more buying activity than seen in awhile.
The entry-level housing arena seems to be ...
Posted by Ruth Chausse at 11:10 AM in Category:
Buying PropertyLink directly to this article.
Wednesday, 20 August 2008
Avoiding Scams Surrounding Free Credit Reports
Often when folks are readying themselves to buy homes, one of their first acts of readiness is to obtain their all important credit score. By law, consumer credit reporting companies, Experian, TransUnion, Equifax, are to provide you a free copy of your credit report, once a year, should you request it.
There is a toll-free number, mailing address, and a central website (listed below), wh...
Posted by Ruth Chausse at 5:33 AM in Category:
Buying PropertyLink directly to this article.
Avoiding Scams Surrounding Free Credit Reports
Often when folks are readying themselves to buy homes, one of their first acts of readiness is to obtain their all important credit score. By law, consumer credit reporting companies, Experian, TransUnion, Equifax, are to provide you a free copy of your credit report, once a year, should you request it.
There is a toll-free number, mailing address, and a central website (listed below), wh...
Posted by Ruth Chausse at 5:29 AM in Category:
Buying PropertyLink directly to this article.
Avoiding Scams Surrounding Free Credit Reports
Often when folks are readying themselves to buy homes, one of their first acts of readiness is to obtain their all important credit score. By law, consumer credit reporting companies, Experian, TransUnion, Equifax, are to provide you a free copy of your credit report, once a year, should you request it.
There is a toll-free number, mailing address, and a central website (listed below), wh...
Posted by Ruth Chausse at 5:27 AM in Category:
Mortgage & FinanceLink directly to this article.
Wednesday, 16 July 2008
Affordability Rises in Humboldt
The affordability index for May of 2008 is out and across the county real estate affordability rose to 14% with Arcata in at 16%, Fortuna up to 26%, Eureka to 19%, and Mckinleyville at 8%. There continues to be a goog buyers market with many homes to choose from and excellent mortgage rates. Historically mortgage rates rise just after national elections, therefor the best buying window is define...
Posted by Ruth Chausse at 6:30 AM in Category:
Market ConditionsLink directly to this article.
Wednesday, 9 July 2008
5 Common First-Time Homebuyer Mistakes
5 Common First-Time Homebuyer Mistakes
1. They don’t ask enough questions of their lender and miss out on the best deal.
2. They don’t act quickly enough to make a decision and someone else buys the house.
3. They don’t find the right real estate professional who is willing to help you through the homebuying process.
4. They don’t do enough to make their of...
Posted by Ruth Chausse at 12:32 PM in Category:
Buying PropertyLink directly to this article.
Tuesday, 10 June 2008
BUYING A GREEN HOUSE
Can you remember when buying a green house was meant for the purpose of housing a few special or beloved plants?
However, increasingly the reason for buying a “green” house is understood to mean acquiring an energy efficient home for our families. The terms, “special” or “beloved” now describe the saved green in our wallets, because of living greener and energy efficient, while we are ...
Posted by Ruth Chausse at 6:25 AM in Category:
Free Information & ToolsLink directly to this article.
Monday, 5 May 2008
Getting That Property Ready to Sell
It is important to look at your home as if you were a potential buyer. The following is a list of suggestions that will help you focus your efforts to present your home in the best possible manner.
(1) The Exterior Lawn - The yard should be neatly mowed, raked and edged. Trees/Shrubs Should be pruned and shaped to compliment the property. Older or overgrown plants should be trimmed to m...
Posted by Ruth Chausse at 4:08 PM in Category:
Selling PropertyLink directly to this article.
Friday, 21 March 2008
Premier Service
The term is unique to GMAC and Frank A. Hoinsky. Many try to latch on to the phrase and copy the use but don’t be fooled by imitations.
We at Frank A. Hoinsky GMAC Real Estate, take Premier Service seriously every day. Premier Service simply involves three major areas of expertise.
First our Premier Service certified agents are your Trusted Advisor and combined with the wea...
Posted by Ruth Chausse at 3:52 AM in Category:
Buying PropertyLink directly to this article.
Wednesday, 19 March 2008
Would you believe a bidding war is going on?
We’ve certainly had more than our fair share of bad news in the housing marketplace in recent months, but there may be reason for a glimmer of hope, and a new dawn breaking at last on the horizon.
More and more GreatWest GMAC Real Estate Professionals are reporting offers being written, and more buying activity than seen in awhile.
The entry-level housing arena seems to be enjoyi...
Posted by Ruth Chausse at 5:22 PM in Category:
Market ConditionsLink directly to this article.
Thursday, 7 February 2008
5 Common First-Time Homebuyer Mistakes
1. They don’t ask enough questions of their lender and miss out on the best deal.
2. They don’t act quickly enough to make a decision and someone else buys the house.
3. They don’t find the right real estate professional who is willing to help you through the home-buying process.
4. They don’t do enough to make their offer look good to a seller.
5. They don’t th...
Posted by Ruth Chausse at 2:23 PM in Category:
Buying PropertyLink directly to this article.
Saturday, 2 February 2008
1031 Exchange News
Compliments of
Esther Auerbach
(866) 658-1031 Toll-Free
(530) 241-5060 Direct
(530) 241-5063 Fax
eauerbach@orexco1031.com
Related Party Transactions —
Overview and Summary of Rules
The related party rules under Internal Revenue Code (“IRC”) §1031(f) are designed to prevent planned exchanges between related parties seeking to cash out property and avoid paying c...
Posted by Ruth Chausse at 5:36 AM in Category:
MiscellaneousLink directly to this article.
Sunday, 20 January 2008
Nationally Recognized Loan Agents
We were recently notified by GMAC Mortgage that two of our mortgage agents have been ranked nationally 3rd and 4th based on the quantity of loans obtained on behalf of their clients with GMAC. Heidi Leslie and Debbie Razwick are the recipients of these national awards that they will receive at the yearly GMAC conference. This is not the first time for either of these loan agents to receive natio...
Posted by Ruth Chausse at 9:34 PM in Category:
Mortgage & FinanceLink directly to this article.
Thursday, 17 January 2008
7 Reasons to Own Your Own Home
1. Tax breaks. The U.S. Tax Code lets you deduct the interest you pay on your mortgage, property taxes you pay, and some of the costs involved in buying your home.
2. Gains. Between 1998 and 2002, national home prices increased at an average of 5.4 percent annually. And while there’s no guarantee of appreciation, a 2001 study by the NATIONAL ASSOCIATION OF REALTORS" found that a ty...
Posted by Ruth Chausse at 7:57 PM in Category:
Buying PropertyLink directly to this article.
Sunday, 13 January 2008
Real Estate Investing 101: Purchasing Rentable Properties
by Eric Bramlett
Purchasing real estate with the intent of turning it into an apartment or a house for rent can be an excellent financial decision. When you buy a property with the intent of renting it, however, there are several factors you should take into consideration in order to guarantee the best chance of successfully finding a tenant and making money from your investment.
A...
Posted by Ruth Chausse at 8:57 PM in Category:
Buying PropertyLink directly to this article.
Thursday, 3 January 2008
10 Things to Take the Trauma Out of Homebuying
1. Find a real estate professional who’s simpatico. Homebuying is not only a big financial commitment, but also an emotional one. It’s critical that the practitioner you choose is both skilled and a good fit with your personality.
2. Remember, there’s no "right" time to buy, any more than there’s a right time to sell. If you find a home now, don’t try to sec...
Posted by Ruth Chausse at 4:32 PM in Category:
Buying PropertyLink directly to this article.
Tuesday, 11 December 2007
Reasons Why You Need a REALTOR
1. A real estate transaction is complicated. In most cases, buying or selling a home requires disclosure forms, inspection reports, mortgage documents, insurance policies, deeds, and multi-page government-mandated settlement statements. A knowledgeable guide through this complexity can help you avoid delays or costly mistakes.
2. Selling or buying a home is time consuming. Even in a str...
Posted by Ruth Chausse at 5:26 PM in Category:
Buying PropertyLink directly to this article.
Reasons Why You Need a REALTOR
1. A real estate transaction is complicated. In most cases, buying or selling a home requires disclosure forms, inspection reports, mortgage documents, insurance policies, deeds, and multi-page government-mandated settlement statements. A knowledgeable guide through this complexity can help you avoid delays or costly mistakes.
2. Selling or buying a home is time consuming. Even in a str...
Posted by Ruth Chausse at 5:22 PM in Category:
Buying PropertyLink directly to this article.
Wednesday, 14 November 2007
DUELING REAL ESTATE TRENDS
DUELING REAL ESTATE TRENDS
Great West GMAC Real Estate professionals are sometimes asked by clients to answer questions regarding what is trendy in housing. Or they will ask, “Are we going big, or moving smaller?”
In a recent quest to track information on real estate statistics and trends, Sami Siddiqui, broker for Great West GMAC Real Estate noticed contradiction among the pund...
Posted by Ruth Chausse at 4:31 PM in Category:
Market ConditionsLink directly to this article.
Wednesday, 7 November 2007
Premier Service
Premier Service….Ming Tree GMAC Real Estate
The term is unique to GMAC and Ming Tree. Many try to latch on to the phrase and copy the use but don’t be fooled by imitations.
We at Ming Tree GMAC Real Estate, take Premier Service seriously every day. Premier Service simply involves three major areas of expertise.
First our Premier Service certified agents are your Trusted...
Posted by Ruth Chausse at 7:36 PM in Category:
Market ConditionsLink directly to this article.
Saturday, 15 September 2007
Chicken Little
Everybody’s Business
Chicken Little’s Brethren, on the Trading Floor
By BEN STEIN
Published: August 12, 2007
THE job of an economist, among many other duties, is to put things into perspective. So, because I am an economist, among other duties, here is a little perspective on the recent turmoil in the stock and bond markets.
Here is the first instance in which prop...
Posted by Ruth Chausse at 8:29 AM in Category:
NewsLink directly to this article.
Thursday, 2 August 2007
What Is Appraised Value?
It’s an objective opinion of value, but it’s not an exact science so appraisals may differ.
For buying and selling purposes, appraisals are usually based on market value—what the property could probably be sold for. Other types of value include insurance value, replacement value, and assessed value for property tax purposes.
Appraised value is not a constant number. Cha...
Posted by Ruth Chausse at 11:43 AM in Category:
Selling PropertyLink directly to this article.
Saturday, 21 July 2007
The Secret to Pricing Your Home to Sell
The Secret to Pricing Your Home to Sell
by Jim Remley, Pro Performer Seminars
Contrary to popular belief, when selling your home its value is determined by one thing and one thing only - what a qualified buyer is willing to pay for it. No more and no less. Sure, many sellers will argue that their home has an insurance replacement value, or an appraised value, or a tax assessed value,...
Posted by Ruth Chausse at 9:36 AM in Category:
Selling PropertyLink directly to this article.
Thursday, 5 July 2007
Understanding Capital Gains in Real Estate
When you sell a stock, you owe taxes on your gain—the difference between what you paid for the stock and what you sold it for. The same is true with selling a home (or a second home), but there are some special considerations.
How to Calculate Gain
In real estate, capital gains are based not on what you paid for the home, but on its adjusted cost basis. To calculate this:
Posted by Ruth Chausse at 4:04 PM in Category:
Selling PropertyLink directly to this article.
Monday, 14 May 2007
7 Reasons to Own Your Own Home
1. Tax breaks. The U.S. Tax Code lets you deduct the interest you pay on your mortgage, property taxes you pay, and some of the costs involved in buying your home.
2. Gains. Between 1998 and 2002, national home prices increased at an average of 5.4 percent annually. And while there’s no guarantee of appreciation, a 2001 study by the NATIONAL ASSOCIATION OF REALTORS? found that a typical h...
Posted by Ruth Chausse at 3:13 PM in Category:
Buying PropertyLink directly to this article.
7 Reasons to Own Your Own Home
1. Tax breaks. The U.S. Tax Code lets you deduct the interest you pay on your mortgage, property taxes you pay, and some of the costs involved in buying your home.
2. Gains. Between 1998 and 2002, national home prices increased at an average of 5.4 percent annually. And while there’s no guarantee of appreciation, a 2001 study by the NATIONAL ASSOCIATION OF REALTORS? found that a typical h...
Posted by Ruth Chausse at 11:55 AM in Category:
Mortgage & FinanceLink directly to this article.
